See idle cash.
Set your buffer.
Know what sitting still costs.

Nort Capital measures how much of your cash sits above the buffer you set, and what that idle cash costs against a published reference rate.
Open Idle Cash Calculator
Open Idle Cash Calculator
See Nort Capital Watch
See Nort Capital Watch

Educational software only. No advice, no product picks, no moving money. The calculator is free. Watch is optional monitoring at $6/mo or $49/yr.

Why measure
Why measure
Features
Features
See what waiting costs
Two people reviewing a laptop together at a kitchen table.

Featured in

Why idle cash
is worth measuring

Cost
Buffer
Duration
Rate
Cafe manager holding a tablet in a busy kitchen.

Idle cash has an annual cost you can measure

Cash above your buffer is sitting still. Nort Capital shows the annual cost of that idle cash against a published reference rate, so the number is clear.
Open calculator
Open calculator

You set the buffer. Everything above it is idle.

A buffer is the cash you want available. Nort Capital does not tell you what buffer to choose. It measures what sits above the line you set.
Open calculator
Open calculator

Watch tracks how long idle cash stays idle

Nort Capital Watch is read-only monitoring. It records duration and produces quarterly reports. It does not move money or recommend products.
See Watch
See Watch

Cost is measured against a published reference rate

The calculator uses a published reference rate, not a personalized forecast. The point is a clear, comparable number, not advice.
Open calculator
Open calculator

From unclear cash
to a measured number

01
Enter balances
02
Set your buffer
03
See idle cash
04
Read the cost

Idle cash is easy to miss.
We make the number clear.

About Nort
About Nort

FAQs

Plain answers

What does the Idle Cash Calculator measure?
It measures cash above a buffer you set, and the annual cost of that idle cash against a published reference rate. It does not provide advice or recommend products.
Do I need an account?
No. The calculator is free and ungated. You can run a measurement without creating an account.
What is Nort Capital Watch?
Watch is optional read-only monitoring at $6/mo or $49/yr. It tracks duration and produces quarterly reports. It does not move money.
Is this financial advice?
No. Nort Capital is educational software. It measures idle cash. It does not tell you what to do with it.
What reference rate do you use?
Cost is shown against a published reference rate so the figure is comparable and transparent. It is not a personalized forecast.
Will Nort Capital recommend a bank or product?
No. The product measures. It does not recommend banks, accounts, or investment products.
Not sure where to start?
Still have a question about idle cash, your buffer, or Watch? Send a note and we will point you to the right page.
Contact
Contact

Life keeps moving while cash sits still. Nort Capital turns what is waiting above your line into a clear yearly figure: educational only, with no advice and no products to push.

Floor
Yours
Keep enough cash ready for the life you are already living. You choose that floor; nothing in Nort Capital picks it for you.
Waiting
Named
Past that floor, cash often goes unnoticed in the rush of a week. Here it gets a plain name (idle) so it stops hiding in plain sight.
Cost
Yearly
A published reference rate shows what that waiting looks like across a year. The point is clarity: a figure you can see, not a recommendation.
Watch
$6/mo
Optional read-only monitoring with duration tracking and quarterly reports, so the picture stays current. Also $49/yr. No money moves.

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